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0% financing or a rebate on a 2025 Toyota 4Runner?

Gap in total cost

$5,337

  • 0% wins by $5,337.
  • 0% APR: $684 a month, $45,283 total.
  • Rebate at 7.0%: $773 a month, $50,620 total.
  • The rebate wins below 2.0% APR.
  • SR5 2WD, $42,720 with destination.
  • Cheaper than 62% of 189 SUVs (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$45.3kRebate, 7.0% APR$50.6k
Down payment plus 60 months of payments. Orange: cheaper.
2025 Toyota 4Runner: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
SR5 2WD$42,720$684$773$45,283$50,6200% APR
SR5 4WD$44,720$716$811$47,403$53,1020% APR
TRD Sport 2WD$49,200$787$896$52,152$58,6590% APR
TRD Off-Road 4WD$51,140$818$933$54,208$61,0660% APR
TRD Sport 4WD$51,200$819$934$54,272$61,1400% APR
Hybrid TRD Off Road 4WD$53,940$863$986$57,176$64,5400% APR
Hybrid TRD Off-Road HV 4WD$53,940$863$986$57,176$64,5400% APR
I Force Max TRD Off-Road$53,940$863$986$57,176$64,5400% APR
TRD Sport Premium 2WD$54,560$873$998$57,834$65,3090% APR
TRD Sport Premium 4WD$56,560$905$1,036$59,954$67,7900% APR
TRD Off Road Premium 4WD$56,920$911$1,042$60,335$68,2360% APR
TRD Off-Road Premium 4WD$56,920$911$1,042$60,335$68,2360% APR
Limited 2WD$57,350$918$1,051$60,791$68,7700% APR
Limited 4WD$59,350$950$1,089$62,911$71,2510% APR
Hybrid TRD Off Road Premium 4WD$59,720$956$1,096$63,303$71,7100% APR
Hybrid TRD Off-Road Premium HV 4WD$59,720$956$1,096$63,303$71,7100% APR
I Force Max TRD Off-Road Premium$59,720$956$1,096$63,303$71,7100% APR
Hybrid Limited 4WD$62,150$994$1,142$65,879$74,7250% APR
Hybrid Limited HV AWD$62,150$994$1,142$65,879$74,7250% APR
I Force Max Limited$62,150$994$1,142$65,879$74,7250% APR
Hybrid Platinum 4WD$64,810$1,037$1,192$68,699$78,0240% APR
Hybrid Platinum HV AWD$64,810$1,037$1,192$68,699$78,0240% APR
I Force Max Platinum$64,810$1,037$1,192$68,699$78,0240% APR
Hybrid Trailhunter 4WD$68,850$1,102$1,269$72,981$83,0360% APR
Hybrid Trailhunter HV 4WD$68,850$1,102$1,269$72,981$83,0360% APR
Hybrid TRD Pro 4WD$68,850$1,102$1,269$72,981$83,0360% APR
Hybrid TRD Pro HV 4WD$68,850$1,102$1,269$72,981$83,0360% APR
I Force Max Trailhunter$68,850$1,102$1,269$72,981$83,0360% APR
I Force Max TRD Pro$68,850$1,102$1,269$72,981$83,0360% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked