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0% financing or a rebate on a 2021 Toyota 4Runner?

Gap in total cost

$4,481

  • 0% wins by $4,481.
  • 0% APR: $608 a month, $40,259 total.
  • Rebate at 7.0%: $682 a month, $44,740 total.
  • The rebate wins below 2.2% APR.
  • SR5 2WD, $37,980 with destination.
  • Cheaper than 54% of 144 SUVs (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$40.3kRebate, 7.0% APR$44.7k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Toyota 4Runner: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
SR5 2WD$37,980$608$682$40,259$44,7400% APR
SR5 4WD$39,855$638$718$42,246$47,0660% APR
Trail Edition RWD$39,955$639$720$42,352$47,1900% APR
Trail Special Edition 2WD$39,955$639$720$42,352$47,1900% APR
SR5 Premium 2WD$41,040$657$740$43,502$48,5360% APR
Trail Edition 4WD$41,830$669$756$44,340$49,5160% APR
Trail Special Edition 4WD$41,830$669$756$44,340$49,5160% APR
TRD Off-Road 4WD$41,945$671$758$44,462$49,6580% APR
SR5 Premium 4WD$42,915$687$776$45,490$50,8620% APR
TRD Off Road Premium 4WD$44,540$713$807$47,212$52,8770% APR
TRD Off-Road Premium 4WD$44,540$713$807$47,212$52,8770% APR
Venture Special Edition 4WD$46,070$737$836$48,834$54,7750% APR
Venture 4WD$46,110$738$837$48,877$54,8250% APR
Venture Edition 4WD$46,110$738$837$48,877$54,8250% APR
Limited 2WD$46,885$750$852$49,698$55,7870% APR
Nightshade 2WD$48,300$773$878$51,198$57,5420% APR
Nightshade Edition RWD$48,300$773$878$51,198$57,5420% APR
Limited 4WD$48,920$783$890$51,855$58,3110% APR
Nightshade Special Edition 4WD$50,295$805$916$53,313$60,0170% APR
Nightshade 4WD$50,335$805$917$53,355$60,0660% APR
Nightshade Edition 4WD$50,335$805$917$53,355$60,0660% APR
TRD Pro 4WD$51,960$831$948$55,078$62,0820% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked