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0% financing or a rebate on a 2022 Toyota 4Runner?

Gap in total cost

$4,745

  • 0% wins by $4,745.
  • 0% APR: $631 a month, $41,806 total.
  • Rebate at 7.0%: $710 a month, $46,552 total.
  • The rebate wins below 2.2% APR.
  • SR5 2WD, $39,440 with destination.
  • Cheaper than 57% of 163 SUVs (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$41.8kRebate, 7.0% APR$46.6k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Toyota 4Runner: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
SR5 2WD$39,440$631$710$41,806$46,5520% APR
SR5 4WD$41,315$661$746$43,794$48,8780% APR
Trail Special Edition 2WD$41,410$663$748$43,895$48,9960% APR
TRD Sport 2WD$42,285$677$764$44,822$50,0810% APR
SR5 Premium 2WD$42,850$686$775$45,421$50,7820% APR
TRD Off-Road 4WD$43,270$692$783$45,866$51,3030% APR
Trail Special Edition 4WD$43,285$693$783$45,882$51,3220% APR
TRD Sport 4WD$44,160$707$800$46,810$52,4070% APR
SR5 Premium 4WD$44,725$716$811$47,409$53,1080% APR
TRD Off-Road Premium 4WD$45,715$732$829$48,458$54,3360% APR
TRD Off Road Premium 4WD$46,215$740$839$48,988$54,9570% APR
Limited 2WD$49,025$784$892$51,967$58,4430% APR
Limited 4WD$51,060$817$931$54,124$60,9670% APR
TRD Pro 4WD$54,255$868$992$57,510$64,9310% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked