0% financing or the cash rebate: which costs less?
Which deal costs less over the loan.
Saves
$4,194
- Take the 0% APR.
- 0% APR: $582 a month, $38,573 total.
- Rebate at 7.0%: $652 a month, $42,767 total.
- The rebate wins below 2.3% APR.
7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.
| Term | 0% APR a month | Rebate a month | 0% APR total | Rebate total | Cheaper |
|---|---|---|---|---|---|
| 36 months | $970 | $1,017 | $38,573 | $40,248 | 0% APR |
| 48 months | $728 | $789 | $38,573 | $41,494 | 0% APR |
| 60 months | $582 | $652 | $38,573 | $42,767 | 0% APR |
| 72 months | $485 | $561 | $38,573 | $44,067 | 0% APR |
| 84 months | $416 | $497 | $38,573 | $45,392 | 0% APR |
- Price
- $36,390
- Financed at promo APR
- $34,933
- Financed with rebate
- $32,933
- Interest with rebate
- $6,194
What this cannot tell you
Dealer price and fees differ.
Some states tax the price after the rebate.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
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