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Price and payments

Is it worth paying more for better mpg?

Payback years of a higher price for better mpg.

Fuel savings cover, 6 years

$1,772

  • 2025 Toyota RAV4 Hybrid LE AWD saves $295 a year on fuel.
  • It costs $1,650 more to buy.
  • Break-even gas price: $2.98.
  • Net after 6 years: $122 ahead. A resale gap of $122 cancels it.

Car A

Car B

12,000 miles a year. Gas $3.20. Electricity 17 cents a kWh. 6 years. Plug-in hybrids: 50% of miles on electricity.

$0$500$1.0k$1.5k$2.0k0 yr1 yr2 yr3 yr4 yr5 yr6 yrFuel savedPrice gap
Blue: fuel saved so far. Orange: the extra price. Payback where they cross.
Both cars
CarPriceRatingFuel a year
2025 Toyota RAV4 LE AWD$32,59530 mpg$1,280
2025 Toyota RAV4 Hybrid LE AWD$34,24539 mpg$985
2025 Toyota RAV4 Hybrid LE AWD: savings by year
End ofFuel savedNet of the price gap
Year 1$295-$1,355
Year 2$591-$1,059
Year 3$886-$764
Year 4$1,182-$468
Year 5$1,477-$173
Year 6$1,772$122

What this cannot tell you

Your own mpg will differ.

Price is MSRP plus destination. Dealer prices differ.

  • 2 or more sources
  • 1 source
  • Model-level, rule or estimate

How values are checked

Price and payments: more tools