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0% financing or a rebate on a 2022 Toyota RAV4?

Gap in total cost

$2,735

  • 0% wins by $2,735.
  • 0% APR: $453 a month, $30,009 total.
  • Rebate at 7.0%: $499 a month, $32,744 total.
  • The rebate wins below 3.0% APR.
  • LE FWD, $28,310 with destination.
  • Cheaper than 84% of 163 SUVs (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$30.0kRebate, 7.0% APR$32.7k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Toyota RAV4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$28,310$453$499$30,009$32,7440% APR
LE AWD$29,710$475$525$31,493$34,4810% APR
XLE FWD$29,780$476$527$31,567$34,5680% APR
Hybrid LE AWD$30,910$495$548$32,765$35,9690% APR
XLE AWD$31,180$499$553$33,051$36,3040% APR
Hybrid XLE AWD$32,380$518$576$34,323$37,7930% APR
XLE Premium FWD$32,670$523$581$34,630$38,1530% APR
Hybrid SE AWD$33,565$537$598$35,579$39,2630% APR
XLE Premium AWD$34,070$545$608$36,114$39,8900% APR
Adventure AWD$34,565$553$617$36,639$40,5040% APR
Hybrid XLE Premium AWD$35,270$564$631$37,386$41,3780% APR
Limited FWD$36,810$589$660$39,019$43,2890% APR
Hybrid XSE AWD$36,890$590$662$39,103$43,3880% APR
Limited AWD$38,210$611$687$40,503$45,0250% APR
TRD Off-Road AWD$38,250$612$688$40,545$45,0750% APR
Hybrid Limited AWD$39,410$631$710$41,775$46,5140% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked