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0% financing or a rebate on a 2021 Toyota RAV4?

Gap in total cost

$2,600

  • 0% wins by $2,600.
  • 0% APR: $441 a month, $29,219 total.
  • Rebate at 7.0%: $484 a month, $31,819 total.
  • The rebate wins below 3.1% APR.
  • LE FWD, $27,565 with destination.
  • Cheaper than 80% of 144 SUVs (2021) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$29.2kRebate, 7.0% APR$31.8k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Toyota RAV4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$27,565$441$484$29,219$31,8190% APR
XLE FWD$28,860$462$509$30,592$33,4250% APR
LE AWD$28,965$463$511$30,703$33,5560% APR
Hybrid LE AWD$30,115$482$533$31,922$34,9820% APR
XLE AWD$30,260$484$536$32,076$35,1620% APR
Hybrid XLE AWD$31,410$502$557$33,295$36,5890% APR
XLE Premium FWD$31,565$505$560$33,459$36,7810% APR
XLE Premium AWD$32,965$527$587$34,943$38,5180% APR
Hybrid XLE Premium AWD$34,115$546$609$36,162$39,9440% APR
Adventure AWD$34,670$555$619$36,750$40,6330% APR
Hybrid XSE AWD$36,065$577$646$38,229$42,3630% APR
Limited FWD$36,095$577$646$38,261$42,4010% APR
TRD Off-Road AWD$37,295$597$669$39,533$43,8890% APR
Limited AWD$37,495$600$673$39,745$44,1370% APR
Hybrid Limited AWD$38,645$618$695$40,964$45,5640% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked