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0% financing or a rebate on a 2023 Toyota RAV4?

Gap in total cost

$2,973

  • 0% wins by $2,973.
  • 0% APR: $474 a month, $31,403 total.
  • Rebate at 7.0%: $524 a month, $34,376 total.
  • The rebate wins below 2.9% APR.
  • LE FWD, $29,625 with destination.
  • Cheaper than 85% of 180 SUVs (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$31.4kRebate, 7.0% APR$34.4k
Down payment plus 60 months of payments. Orange: cheaper.
2023 Toyota RAV4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$29,625$474$524$31,403$34,3760% APR
LE AWD$31,025$496$550$32,887$36,1120% APR
XLE FWD$31,135$498$552$33,003$36,2490% APR
XLE AWD$32,535$521$579$34,487$37,9860% APR
Hybrid LE AWD$32,575$521$580$34,530$38,0350% APR
XLE Premium FWD$34,025$544$607$36,067$39,8340% APR
Hybrid XLE AWD$34,085$545$608$36,130$39,9090% APR
Hybrid SE AWD$35,270$564$631$37,386$41,3790% APR
Hybrid Woodland AWD$35,375$566$633$37,498$41,5090% APR
Hybrid Woodland Edition AWD$35,375$566$633$37,498$41,5090% APR
XLE Premium AWD$35,425$567$634$37,551$41,5710% APR
Adventure AWD$35,820$573$641$37,969$42,0610% APR
Hybrid XLE Premium AWD$36,975$592$663$39,194$43,4940% APR
Limited FWD$37,930$607$681$40,206$44,6780% APR
Hybrid XSE AWD$38,235$612$687$40,529$45,0570% APR
TRD Off-Road AWD$39,245$628$706$41,600$46,3100% APR
Limited AWD$39,330$629$708$41,690$46,4150% APR
Hybrid Limited AWD$40,880$654$738$43,333$48,3380% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked