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0% financing or a rebate on a 2020 Toyota RAV4?

Gap in total cost

$2,522

  • 0% wins by $2,522.
  • 0% APR: $434 a month, $28,753 total.
  • Rebate at 7.0%: $476 a month, $31,274 total.
  • The rebate wins below 3.2% APR.
  • LE FWD, $27,125 with destination.
  • Cheaper than 77% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$28.8kRebate, 7.0% APR$31.3k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Toyota RAV4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$27,125$434$476$28,753$31,2740% APR
XLE FWD$28,420$455$501$30,125$32,8810% APR
LE AWD$28,525$456$503$30,237$33,0110% APR
Hybrid LE AWD$29,525$472$522$31,297$34,2520% APR
XLE AWD$29,820$477$527$31,609$34,6180% APR
Hybrid XLE AWD$30,820$493$546$32,669$35,8580% APR
XLE Premium FWD$31,125$498$552$32,993$36,2360% APR
XLE Premium AWD$32,525$520$579$34,477$37,9730% APR
Adventure AWD$34,230$548$611$36,284$40,0880% APR
Hybrid XSE AWD$35,475$568$635$37,604$41,6330% APR
Limited FWD$35,655$571$638$37,794$41,8560% APR
TRD Off-Road AWD$36,455$583$653$38,642$42,8490% APR
Limited AWD$37,055$593$665$39,278$43,5930% APR
Hybrid Limited AWD$38,055$609$684$40,338$44,8340% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked