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0% financing or a rebate on a 2021 Toyota Highlander?

Gap in total cost

$4,178

  • 0% wins by $4,178.
  • 0% APR: $581 a month, $38,478 total.
  • Rebate at 7.0%: $650 a month, $42,656 total.
  • The rebate wins below 2.4% APR.
  • L FWD, $36,300 with destination.
  • Cheaper than 59% of 144 SUVs (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$38.5kRebate, 7.0% APR$42.7k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Toyota Highlander: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
L FWD$36,300$581$650$38,478$42,6560% APR
L AWD$37,900$606$681$40,174$44,6410% APR
LE FWD$38,500$616$692$40,810$45,3850% APR
Hybrid LE FWD$39,950$639$720$42,347$47,1840% APR
LE AWD$40,100$642$723$42,506$47,3700% APR
XLE FWD$41,300$661$745$43,778$48,8590% APR
Hybrid LE AWD$41,550$665$750$44,043$49,1690% APR
Hybrid XLE FWD$42,750$684$773$45,315$50,6570% APR
XSE FWD$42,895$686$776$45,469$50,8370% APR
XLE AWD$42,900$686$776$45,474$50,8430% APR
Hybrid XLE AWD$44,350$710$803$47,011$52,6420% APR
XSE AWD$44,845$718$813$47,536$53,2560% APR
Limited FWD$45,255$724$821$47,970$53,7650% APR
Hybrid Limited FWD$46,705$747$848$49,507$55,5640% APR
Limited AWD$47,205$755$858$50,037$56,1840% APR
Platinum FWD$48,455$775$881$51,362$57,7350% APR
Hybrid Limited AWD$48,655$778$885$51,574$57,9830% APR
Hybrid Platinum FWD$49,905$798$909$52,899$59,5330% APR
Platinum AWD$50,405$806$919$53,429$60,1540% APR
Hybrid Platinum AWD$51,855$830$946$54,966$61,9530% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked