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0% financing or a rebate on a 2026 Toyota Highlander?

Gap in total cost

$5,977

  • 0% wins by $5,977.
  • 0% APR: $740 a month, $49,046 total.
  • Rebate at 7.0%: $840 a month, $55,023 total.
  • The rebate wins below 1.8% APR.
  • XLE AWD, $46,270 with destination.
  • Cheaper than 51% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$49.0kRebate, 7.0% APR$55.0k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Toyota Highlander: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
XLE AWD$46,270$740$840$49,046$55,0230% APR
Hybrid XLE AWD$48,020$768$873$50,901$57,1940% APR
XSE AWD$48,340$773$879$51,240$57,5910% APR
Limited AWD$50,725$812$925$53,769$60,5500% APR
Hybrid Limited AWD$52,475$840$958$55,624$62,7210% APR
Platinum AWD$53,925$863$985$57,161$64,5200% APR
Hybrid Platinum AWD$55,675$891$1,019$59,016$66,6910% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked