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0% financing or a rebate on a 2022 Toyota Highlander?

Gap in total cost

$4,338

  • 0% wins by $4,338.
  • 0% APR: $595 a month, $39,421 total.
  • Rebate at 7.0%: $667 a month, $43,760 total.
  • The rebate wins below 2.3% APR.
  • L FWD, $37,190 with destination.
  • Cheaper than 61% of 163 SUVs (2022) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$39.4kRebate, 7.0% APR$43.8k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Toyota Highlander: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
L FWD$37,190$595$667$39,421$43,7600% APR
L AWD$38,790$621$698$41,117$45,7450% APR
LE FWD$39,390$630$709$41,753$46,4890% APR
Hybrid LE FWD$40,890$654$738$43,343$48,3500% APR
LE AWD$40,990$656$740$43,449$48,4740% APR
XLE FWD$42,390$678$766$44,933$50,2110% APR
Hybrid LE AWD$42,490$680$768$45,039$50,3350% APR
Hybrid XLE FWD$43,890$702$795$46,523$52,0710% APR
XSE FWD$43,985$704$796$46,624$52,1890% APR
XLE AWD$43,990$704$797$46,629$52,1950% APR
Hybrid XLE AWD$45,490$728$825$48,219$54,0560% APR
Hybrid Bronze Edition FWD$45,915$735$833$48,670$54,5830% APR
Hybrid XLE Bronze FWD$45,915$735$833$48,670$54,5830% APR
XSE AWD$45,935$735$834$48,691$54,6080% APR
Limited FWD$46,345$741$841$49,126$55,1170% APR
Hybrid Bronze Edition AWD$47,515$760$864$50,366$56,5680% APR
Hybrid XLE Bronze AWD$47,515$760$864$50,366$56,5680% APR
Hybrid Limited FWD$47,845$765$870$50,716$56,9780% APR
Limited AWD$48,295$773$878$51,193$57,5360% APR
Platinum FWD$49,345$789$898$52,306$58,8380% APR
Hybrid Limited AWD$49,795$797$907$52,783$59,3970% APR
Hybrid Platinum FWD$50,845$813$927$53,896$60,6990% APR
Platinum AWD$51,295$821$935$54,373$61,2580% APR
Hybrid Platinum AWD$52,795$845$964$55,963$63,1180% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked