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0% financing or a rebate on a 2025 Toyota Highlander?

Gap in total cost

$5,165

  • 0% wins by $5,165.
  • 0% APR: $668 a month, $44,276 total.
  • Rebate at 7.0%: $754 a month, $49,441 total.
  • The rebate wins below 2.0% APR.
  • LE FWD, $41,770 with destination.
  • Cheaper than 66% of 189 SUVs (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$44.3kRebate, 7.0% APR$49.4k
Down payment plus 60 months of payments. Orange: cheaper.
2025 Toyota Highlander: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$41,770$668$754$44,276$49,4410% APR
LE AWD$43,370$694$785$45,972$51,4260% APR
XLE FWD$44,920$719$814$47,615$53,3490% APR
XLE AWD$46,520$744$845$49,311$55,3340% APR
Hybrid XLE AWD$48,270$772$878$51,166$57,5050% APR
XSE AWD$48,590$777$884$51,505$57,9010% APR
Limited FWD$49,025$784$892$51,967$58,4410% APR
Hybrid Nightshade AWD$49,270$788$897$52,226$58,7450% APR
Hybrid XLE Nightshade AWD$49,270$788$897$52,226$58,7450% APR
Limited AWD$50,975$816$929$54,034$60,8600% APR
Hybrid Limited AWD$52,725$844$963$55,889$63,0310% APR
Platinum AWD$54,175$867$990$57,426$64,8300% APR
Hybrid 25th Anniversary Edition AWD$54,430$871$995$57,696$65,1460% APR
Hybrid Platinum AWD$55,925$895$1,023$59,281$67,0010% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked