2025 Toyota 4Runner monthly payment by trim
Monthly payment, 2025 Toyota 4Runner
$812a month
- SR5 2WD, 60 months, 10% down.
- Needs about $97,400 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| SR5 2WD | $42,720 | $2,563 | $41,011 | $812 | $699 | $619 | $7,713 |
| SR5 4WD | $44,720 | $2,683 | $42,931 | $850 | $732 | $648 | $8,074 |
| TRD Sport 2WD | $49,200 | $2,952 | $47,232 | $935 | $805 | $713 | $8,883 |
| TRD Off-Road 4WD | $51,140 | $3,068 | $49,094 | $972 | $837 | $741 | $9,233 |
| TRD Sport 4WD | $51,200 | $3,072 | $49,152 | $973 | $838 | $742 | $9,244 |
| Hybrid TRD Off Road 4WD | $53,940 | $3,236 | $51,782 | $1,025 | $883 | $782 | $9,739 |
| Hybrid TRD Off-Road HV 4WD | $53,940 | $3,236 | $51,782 | $1,025 | $883 | $782 | $9,739 |
| I Force Max TRD Off-Road | $53,940 | $3,236 | $51,782 | $1,025 | $883 | $782 | $9,739 |
| TRD Sport Premium 2WD | $54,560 | $3,274 | $52,378 | $1,037 | $893 | $791 | $9,851 |
| TRD Sport Premium 4WD | $56,560 | $3,394 | $54,298 | $1,075 | $926 | $819 | $10,212 |
| TRD Off Road Premium 4WD | $56,920 | $3,415 | $54,643 | $1,082 | $932 | $825 | $10,277 |
| TRD Off-Road Premium 4WD | $56,920 | $3,415 | $54,643 | $1,082 | $932 | $825 | $10,277 |
| Limited 2WD | $57,350 | $3,441 | $55,056 | $1,090 | $939 | $831 | $10,354 |
| Limited 4WD | $59,350 | $3,561 | $56,976 | $1,128 | $971 | $860 | $10,716 |
| Hybrid TRD Off Road Premium 4WD | $59,720 | $3,583 | $57,331 | $1,135 | $977 | $865 | $10,782 |
| Hybrid TRD Off-Road Premium HV 4WD | $59,720 | $3,583 | $57,331 | $1,135 | $977 | $865 | $10,782 |
| I Force Max TRD Off-Road Premium | $59,720 | $3,583 | $57,331 | $1,135 | $977 | $865 | $10,782 |
| Hybrid Limited 4WD | $62,150 | $3,729 | $59,664 | $1,181 | $1,017 | $900 | $11,221 |
| Hybrid Limited HV AWD | $62,150 | $3,729 | $59,664 | $1,181 | $1,017 | $900 | $11,221 |
| I Force Max Limited | $62,150 | $3,729 | $59,664 | $1,181 | $1,017 | $900 | $11,221 |
| Hybrid Platinum 4WD | $64,810 | $3,889 | $62,218 | $1,232 | $1,061 | $939 | $11,701 |
| Hybrid Platinum HV AWD | $64,810 | $3,889 | $62,218 | $1,232 | $1,061 | $939 | $11,701 |
| I Force Max Platinum | $64,810 | $3,889 | $62,218 | $1,232 | $1,061 | $939 | $11,701 |
| Hybrid Trailhunter 4WD | $68,850 | $4,131 | $66,096 | $1,309 | $1,127 | $998 | $12,431 |
| Hybrid Trailhunter HV 4WD | $68,850 | $4,131 | $66,096 | $1,309 | $1,127 | $998 | $12,431 |
| Hybrid TRD Pro 4WD | $68,850 | $4,131 | $66,096 | $1,309 | $1,127 | $998 | $12,431 |
| Hybrid TRD Pro HV 4WD | $68,850 | $4,131 | $66,096 | $1,309 | $1,127 | $998 | $12,431 |
| I Force Max Trailhunter | $68,850 | $4,131 | $66,096 | $1,309 | $1,127 | $998 | $12,431 |
| I Force Max TRD Pro | $68,850 | $4,131 | $66,096 | $1,309 | $1,127 | $998 | $12,431 |
Dashed mark: destination fee of other trims that year.
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $812 | $97,400 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $880 | $105,600 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree