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0% financing or a rebate on a 2025 Kia Niro?

Gap in total cost

$2,748

  • 0% wins by $2,748.
  • 0% APR: $454 a month, $30,088 total.
  • Rebate at 7.0%: $500 a month, $32,837 total.
  • The rebate wins below 3.0% APR.
  • LX FWD, $28,385 with destination.
  • Cheaper than 75% of 5 wagons (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$30.1kRebate, 7.0% APR$32.8k
Down payment plus 60 months of payments. Orange: cheaper.
2025 Kia Niro: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$28,385$454$500$30,088$32,8370% APR
Plug-in Hybrid LX$28,385$454$500$30,088$32,8370% APR
EX FWD$31,185$499$553$33,056$36,3100% APR
EX Touring FWD$33,485$536$597$35,494$39,1630% APR
Plug-in Hybrid EX Touring$33,485$536$597$35,494$39,1630% APR
Plug-in Hybrid SX$34,385$550$614$36,448$40,2800% APR
SX FWD$34,385$550$614$36,448$40,2800% APR
Plug-in Hybrid EX FWD$35,885$574$643$38,038$42,1410% APR
SX Touring FWD$36,785$589$660$38,992$43,2570% APR
EV Wind FWD$40,995$656$740$43,455$48,4800% APR
Plug-in Hybrid SX Touring FWD$42,185$675$762$44,716$49,9560% APR
EV Wave FWD$45,995$736$835$48,755$54,6820% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked