2025 Kia Niro monthly payment by trim
Monthly payment, 2025 Kia Niro
$540a month
- LX FWD, 60 months, 10% down.
- Needs about $64,700 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| LX FWD | $28,385 | $1,703 | $27,250 | $540 | $465 | $411 | $5,125 |
| Plug-in Hybrid LX | $28,385 | $1,703 | $27,250 | $540 | $465 | $411 | $5,125 |
| EX FWD | $31,185 | $1,871 | $29,938 | $593 | $510 | $452 | $5,630 |
| EX Touring FWD | $33,485 | $2,009 | $32,146 | $637 | $548 | $485 | $6,046 |
| Plug-in Hybrid EX Touring | $33,485 | $2,009 | $32,146 | $637 | $548 | $485 | $6,046 |
| Plug-in Hybrid SX | $34,385 | $2,063 | $33,010 | $654 | $563 | $498 | $6,208 |
| SX FWD | $34,385 | $2,063 | $33,010 | $654 | $563 | $498 | $6,208 |
| Plug-in Hybrid EX FWD | $35,885 | $2,153 | $34,450 | $682 | $587 | $520 | $6,479 |
| SX Touring FWD | $36,785 | $2,207 | $35,314 | $699 | $602 | $533 | $6,641 |
| EV Wind FWD | $40,995 | $2,460 | $39,355 | $779 | $671 | $594 | $7,402 |
| Plug-in Hybrid SX Touring FWD | $42,185 | $2,531 | $40,498 | $802 | $690 | $611 | $7,616 |
| EV Wave FWD | $45,995 | $2,760 | $44,155 | $874 | $753 | $666 | $8,304 |
Dashed mark: destination fee of other trims that year.
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $540 | $64,700 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $585 | $70,100 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree