2020 Kia Niro monthly payment by trim
Monthly payment, 2020 Kia Niro
$490a month
- LX FWD, 60 months, 10% down.
- Needs about $58,800 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| LX FWD | $25,765 | $1,546 | $24,734 | $490 | $422 | $373 | $4,652 |
| LXS FWD | $27,165 | $1,630 | $26,078 | $516 | $445 | $394 | $4,905 |
| Touring FWD | $29,465 | $1,768 | $28,286 | $560 | $482 | $427 | $5,320 |
| Plug-in Hybrid LXS FWD | $30,665 | $1,840 | $29,438 | $583 | $502 | $444 | $5,537 |
| Touring SE FWD | $31,965 | $1,918 | $30,686 | $608 | $523 | $463 | $5,771 |
| Touring Special Edition FWD | $31,965 | $1,918 | $30,686 | $608 | $523 | $463 | $5,771 |
| EX Premium FWD | $33,965 | $2,038 | $32,606 | $646 | $556 | $492 | $6,132 |
| Plug-in Hybrid EX FWD | $34,465 | $2,068 | $33,086 | $655 | $564 | $499 | $6,223 |
| Plug-in Hybrid EX Premium FWD | $37,565 | $2,254 | $36,062 | $714 | $615 | $544 | $6,782 |
| EV EX FWD | $40,265 | $2,416 | $38,654 | $765 | $659 | $583 | $7,270 |
| EV EX Premium FWD | $45,765 | $2,746 | $43,934 | $870 | $749 | $663 | $8,263 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $490 | $58,800 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $531 | $63,700 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree