Skip to content
GizmoDriver

0% financing or a rebate on a 2020 Kia Niro?

Gap in total cost

$2,275

  • 0% wins by $2,275.
  • 0% APR: $412 a month, $27,311 total.
  • Rebate at 7.0%: $450 a month, $29,586 total.
  • The rebate wins below 3.4% APR.
  • LX FWD, $25,765 with destination.
  • Cheaper than 67% of 4 wagons (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$27.3kRebate, 7.0% APR$29.6k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Kia Niro: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$25,765$412$450$27,311$29,5860% APR
LXS FWD$27,165$435$477$28,795$31,3230% APR
Touring FWD$29,465$471$520$31,233$34,1760% APR
Plug-in Hybrid LXS FWD$30,665$491$543$32,505$35,6650% APR
Touring SE FWD$31,965$511$568$33,883$37,2770% APR
Touring Special Edition FWD$31,965$511$568$33,883$37,2770% APR
EX Premium FWD$33,965$543$606$36,003$39,7580% APR
Plug-in Hybrid EX FWD$34,465$551$615$36,533$40,3780% APR
Plug-in Hybrid EX Premium FWD$37,565$601$674$39,819$44,2240% APR
EV EX FWD$40,265$644$726$42,681$47,5740% APR
EV EX Premium FWD$45,765$732$830$48,511$54,3960% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked