0% financing or a rebate on a 2026 Kia Niro?
Gap in total cost
$2,839
- 0% wins by $2,839.
- 0% APR: $462 a month, $30,618 total.
- Rebate at 7.0%: $509 a month, $33,457 total.
- The rebate wins below 3.0% APR.
- LX FWD, $28,885 with destination.
- Cheaper than 100% of 4 wagons (2026) by MSRP.
Offers change monthly. Enter the dealer's numbers.
7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.
| Trim | Price | 0% APR a month | Rebate a month | 0% APR total | Rebate total | Cheaper |
|---|---|---|---|---|---|---|
| LX FWD | $28,885 | $462 | $509 | $30,618 | $33,457 | 0% APR |
| Plug-in Hybrid LX | $28,885 | $462 | $509 | $30,618 | $33,457 | 0% APR |
| EX FWD | $31,685 | $507 | $563 | $33,586 | $36,930 | 0% APR |
| Plug-in Hybrid EX | $31,685 | $507 | $563 | $33,586 | $36,930 | 0% APR |
| Plug-in Hybrid SX | $34,885 | $558 | $623 | $36,978 | $40,900 | 0% APR |
| SX FWD | $34,885 | $558 | $623 | $36,978 | $40,900 | 0% APR |
| Plug-in Hybrid SX Touring | $37,285 | $597 | $669 | $39,522 | $43,877 | 0% APR |
| SX Touring FWD | $37,285 | $597 | $669 | $39,522 | $43,877 | 0% APR |
| EV Wind FWD | $41,195 | $659 | $743 | $43,667 | $48,728 | 0% APR |
| EV Wave FWD | $46,195 | $739 | $838 | $48,967 | $54,931 | 0% APR |
What this cannot tell you
Dealer price and fees differ.
Some states tax the price after the rebate.
- 2 or more sources
- 1 source
- Model-level, rule or estimate