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0% financing or a rebate on a 2023 Kia Niro?

Gap in total cost

$2,664

  • 0% wins by $2,664.
  • 0% APR: $447 a month, $29,590 total.
  • Rebate at 7.0%: $491 a month, $32,254 total.
  • The rebate wins below 3.1% APR.
  • LX FWD, $27,915 with destination.
  • Cheaper than 91% of 180 SUVs (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$29.6kRebate, 7.0% APR$32.3k
Down payment plus 60 months of payments. Orange: cheaper.
2023 Kia Niro: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$27,915$447$491$29,590$32,2540% APR
EX FWD$30,515$488$540$32,346$35,4800% APR
EX Touring FWD$32,815$525$584$34,784$38,3330% APR
SX FWD$33,915$543$605$35,950$39,6970% APR
Plug-in Hybrid EX FWD$35,165$563$629$37,275$41,2480% APR
SX Touring FWD$36,215$579$649$38,388$42,5510% APR
EV EX FWD$40,875$654$737$43,328$48,3320% APR
EV Wind FWD$40,875$654$737$43,328$48,3320% APR
Plug-in Hybrid SX Touring FWD$40,915$655$738$43,370$48,3810% APR
EV SX FWD$45,875$734$832$48,628$54,5350% APR
EV Wave FWD$45,875$734$832$48,628$54,5350% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked