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GizmoDriver

0% financing or a rebate on a 2021 Kia Niro?

Gap in total cost

$2,293

  • 0% wins by $2,293.
  • 0% APR: $414 a month, $27,417 total.
  • Rebate at 7.0%: $452 a month, $29,710 total.
  • The rebate wins below 3.4% APR.
  • LX FWD, $25,865 with destination.
  • Cheaper than 75% of 5 wagons (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$27.4kRebate, 7.0% APR$29.7k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Kia Niro: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$25,865$414$452$27,417$29,7100% APR
LXS FWD$27,265$436$479$28,901$31,4470% APR
Touring FWD$29,565$473$522$31,339$34,3000% APR
Plug-in Hybrid LXS FWD$30,765$492$545$32,611$35,7890% APR
Touring SE FWD$32,125$514$571$34,053$37,4760% APR
Touring Special Edition FWD$32,125$514$571$34,053$37,4760% APR
EX Premium FWD$34,125$546$609$36,173$39,9570% APR
Plug-in Hybrid EX FWD$34,565$553$617$36,639$40,5030% APR
Plug-in Hybrid EX Premium FWD$37,725$604$677$39,989$44,4230% APR
EV EX FWD$40,265$644$726$42,681$47,5740% APR
EV EX Premium FWD$45,825$733$831$48,575$54,4710% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked