2021 Kia Niro monthly payment by trim
Monthly payment, 2021 Kia Niro
$492a month
- LX FWD, 60 months, 10% down.
- Needs about $59,000 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| LX FWD | $25,865 | $1,552 | $24,830 | $492 | $423 | $375 | $4,670 |
| LXS FWD | $27,265 | $1,636 | $26,174 | $518 | $446 | $395 | $4,923 |
| Touring FWD | $29,565 | $1,774 | $28,382 | $562 | $484 | $428 | $5,338 |
| Plug-in Hybrid LXS FWD | $30,765 | $1,846 | $29,534 | $585 | $504 | $446 | $5,555 |
| Touring SE FWD | $32,125 | $1,928 | $30,840 | $611 | $526 | $465 | $5,800 |
| Touring Special Edition FWD | $32,125 | $1,928 | $30,840 | $611 | $526 | $465 | $5,800 |
| EX Premium FWD | $34,125 | $2,048 | $32,760 | $649 | $559 | $494 | $6,161 |
| Plug-in Hybrid EX FWD | $34,565 | $2,074 | $33,182 | $657 | $566 | $501 | $6,241 |
| Plug-in Hybrid EX Premium FWD | $37,725 | $2,264 | $36,216 | $717 | $617 | $547 | $6,811 |
| EV EX FWD | $40,265 | $2,416 | $38,654 | $765 | $659 | $583 | $7,270 |
| EV EX Premium FWD | $45,825 | $2,750 | $43,992 | $871 | $750 | $664 | $8,274 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $492 | $59,000 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $533 | $63,900 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree