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0% financing or a rebate on a 2022 Kia Niro?

Gap in total cost

$2,315

  • 0% wins by $2,315.
  • 0% APR: $416 a month, $27,544 total.
  • Rebate at 7.0%: $454 a month, $29,859 total.
  • The rebate wins below 3.3% APR.
  • LX FWD, $25,985 with destination.
  • Cheaper than 75% of 5 wagons (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$27.5kRebate, 7.0% APR$29.9k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Kia Niro: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$25,985$416$454$27,544$29,8590% APR
LXS FWD$27,385$438$481$29,028$31,5960% APR
LXS SE FWD$28,885$462$509$30,618$33,4570% APR
LXS Special Edition FWD$28,885$462$509$30,618$33,4570% APR
Plug-in Hybrid LXS FWD$30,885$494$547$32,738$35,9380% APR
Touring SE FWD$31,185$499$553$33,056$36,3100% APR
Touring Special Edition FWD$31,185$499$553$33,056$36,3100% APR
EX Premium FWD$33,285$533$593$35,282$38,9150% APR
Plug-in Hybrid EX FWD$34,685$555$620$36,766$40,6520% APR
Plug-in Hybrid EX Premium FWD$37,785$605$679$40,052$44,4980% APR
EV S FWD$40,385$646$728$42,808$47,7230% APR
EV EX FWD$41,285$661$745$43,762$48,8390% APR
EV EX Premium FWD$45,945$735$834$48,702$54,6200% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked