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2020 Lincoln Navigator monthly payment by trim

Monthly payment, 2020 Lincoln Navigator

$1,473a month

  • Standard 4x2, 60 months, 10% down.
  • Needs about $176,700 a year.

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10% down. 7.0% APR. 60 months. 6% tax.

Standard 4x2$1,4734WD$1,524Standard 4x4$1,524L RWD$1,534Reserve 4x2$1,578L 4WD$1,584Reserve 4WD$1,629L Reserve 4x2$1,639Black Label 4WD$1,871Black Label 4x4 #409542$1,871Black Label 4x4 #409546$1,932L Black Label 4WD$1,932
12 trims. 10% down. 7.0% APR. 60 months. 6% tax.
2020 Lincoln Navigator monthly payment by trim
TrimMSRP + destinationTax 6%Financed60 months72 months84 monthsInterest, 60 months
Standard 4x2$77,480$4,649$74,381$1,473$1,268$1,123$13,989
4WD$80,150$4,809$76,944$1,524$1,312$1,161$14,471
Standard 4x4$80,150$4,809$76,944$1,524$1,312$1,161$14,471
L RWD$80,680$4,841$77,453$1,534$1,320$1,169$14,567
Reserve 4x2$83,020$4,981$79,699$1,578$1,359$1,203$14,989
L 4WD$83,350$5,001$80,016$1,584$1,364$1,208$15,049
Reserve 4WD$85,695$5,142$82,267$1,629$1,403$1,242$15,472
L Reserve 4x2$86,220$5,173$82,771$1,639$1,411$1,249$15,567
Black Label 4WD$98,430$5,906$94,493$1,871$1,611$1,426$17,771
Black Label 4x4 #409542$98,430$5,906$94,493$1,871$1,611$1,426$17,771
Black Label 4x4 #409546$101,630$6,098$97,565$1,932$1,663$1,473$18,349
L Black Label 4WD$101,630$6,098$97,565$1,932$1,663$1,473$18,349

Salary needed

Salary needed for the Standard 4x2
RuleDownTermPaymentSalary needed
Payment under 10% of gross pay10%60 months$1,473$176,700
20/4/10: 20% down, 4 years, under 10% of pay20%48 months$1,596$191,500

Both rules use the payment only. Insurance not included.

What this cannot tell you

MSRP. Dealer price, incentives and insurance differ.

Tax and fees vary by state.

How values are checked