2026 Lincoln Navigator monthly payment by trim
Monthly payment, 2026 Lincoln Navigator
$1,804a month
- Premiere 4WD, 60 months, 10% down.
- Needs about $216,500 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Premiere 4WD | $94,890 | $5,693 | $91,094 | $1,804 | $1,553 | $1,375 | $17,132 |
| L Premiere 4x4 | $97,890 | $5,873 | $93,974 | $1,861 | $1,602 | $1,418 | $17,674 |
| Reserve 4WD | $104,890 | $6,293 | $100,694 | $1,994 | $1,717 | $1,520 | $18,938 |
| L Reserve 4x4 | $107,890 | $6,473 | $103,574 | $2,051 | $1,766 | $1,563 | $19,479 |
| Black Label 4WD | $122,420 | $7,345 | $117,523 | $2,327 | $2,004 | $1,774 | $22,103 |
| Black Label 4x4 #480888 | $122,420 | $7,345 | $117,523 | $2,327 | $2,004 | $1,774 | $22,103 |
| Black Label 4x4 #480891 | $125,420 | $7,525 | $120,403 | $2,384 | $2,053 | $1,817 | $22,644 |
| L Black Label 4WD | $125,420 | $7,525 | $120,403 | $2,384 | $2,053 | $1,817 | $22,644 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,804 | $216,500 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,954 | $234,500 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree