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2023 Lincoln Navigator monthly payment by trim

Monthly payment, 2023 Lincoln Navigator

$1,552a month

  • Standard 4x2, 60 months, 10% down.
  • Needs about $186,200 a year.

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10% down. 7.0% APR. 60 months. 6% tax.

Standard 4x2$1,552L Standard RWD$1,608Standard 4WD$1,609L Standard 4WD$1,665Reserve 4x2$1,784Reserve 4WD$1,835L Reserve 4x2$1,841L Reserve 4x4$1,892Black Label 4WD$2,113Black Label 4x4 #432419$2,113Black Label 4x4 #432424$2,171L Black Label 4WD$2,171
12 trims. 10% down. 7.0% APR. 60 months. 6% tax.
2023 Lincoln Navigator monthly payment by trim
TrimMSRP + destinationTax 6%Financed60 months72 months84 monthsInterest, 60 months
Standard 4x2$81,620$4,897$78,355$1,552$1,336$1,183$14,736
L Standard RWD$84,615$5,077$81,230$1,608$1,385$1,226$15,277
Standard 4WD$84,620$5,077$81,235$1,609$1,385$1,226$15,278
L Standard 4WD$87,615$5,257$84,110$1,665$1,434$1,269$15,819
Reserve 4x2$93,830$5,630$90,077$1,784$1,536$1,360$16,941
Reserve 4WD$96,530$5,792$92,669$1,835$1,580$1,399$17,428
L Reserve 4x2$96,860$5,812$92,986$1,841$1,585$1,403$17,488
L Reserve 4x4$99,555$5,973$95,573$1,892$1,629$1,442$17,975
Black Label 4WD$111,150$6,669$106,704$2,113$1,819$1,610$20,068
Black Label 4x4 #432419$111,150$6,669$106,704$2,113$1,819$1,610$20,068
Black Label 4x4 #432424$114,195$6,852$109,627$2,171$1,869$1,655$20,618
L Black Label 4WD$114,195$6,852$109,627$2,171$1,869$1,655$20,618

Salary needed

Salary needed for the Standard 4x2
RuleDownTermPaymentSalary needed
Payment under 10% of gross pay10%60 months$1,552$186,200
20/4/10: 20% down, 4 years, under 10% of pay20%48 months$1,681$201,700

Both rules use the payment only. Insurance not included.

What this cannot tell you

MSRP. Dealer price, incentives and insurance differ.

Tax and fees vary by state.

How values are checked