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2021 Lincoln Navigator monthly payment by trim

Monthly payment, 2021 Lincoln Navigator

$1,483a month

  • Standard 4x2, 60 months, 10% down.
  • Needs about $177,900 a year.

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10% down. 7.0% APR. 60 months. 6% tax.

Standard 4x2$1,483Standard 4WD$1,533L RWD$1,544Reserve 4x2$1,593L 4WD$1,594Reserve 4WD$1,644L Reserve RWD$1,654L Reserve 4WD$1,705Black Label 4WD$1,900L Black Label 4WD$1,961
10 trims. 10% down. 7.0% APR. 60 months. 6% tax.
2021 Lincoln Navigator monthly payment by trim
TrimMSRP + destinationTax 6%Financed60 months72 months84 monthsInterest, 60 months
Standard 4x2$78,000$4,680$74,880$1,483$1,277$1,130$14,083
Standard 4WD$80,670$4,840$77,443$1,533$1,320$1,169$14,565
L RWD$81,200$4,872$77,952$1,544$1,329$1,177$14,661
Reserve 4x2$83,785$5,027$80,434$1,593$1,371$1,214$15,127
L 4WD$83,870$5,032$80,515$1,594$1,373$1,215$15,143
Reserve 4WD$86,460$5,188$83,002$1,644$1,415$1,253$15,610
L Reserve RWD$87,010$5,221$83,530$1,654$1,424$1,261$15,710
L Reserve 4WD$89,680$5,381$86,093$1,705$1,468$1,299$16,192
Black Label 4WD$99,950$5,997$95,952$1,900$1,636$1,448$18,046
L Black Label 4WD$103,150$6,189$99,024$1,961$1,688$1,495$18,624

Salary needed

Salary needed for the Standard 4x2
RuleDownTermPaymentSalary needed
Payment under 10% of gross pay10%60 months$1,483$177,900
20/4/10: 20% down, 4 years, under 10% of pay20%48 months$1,606$192,800

Both rules use the payment only. Insurance not included.

What this cannot tell you

MSRP. Dealer price, incentives and insurance differ.

Tax and fees vary by state.

How values are checked