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GizmoDriver

0% financing or a rebate on a 2026 Lincoln Navigator?

Gap in total cost

$14,756

  • 0% wins by $14,756.
  • 0% APR: $1,518 a month, $100,583 total.
  • Rebate at 7.0%: $1,764 a month, $115,339 total.
  • The rebate wins below 0.9% APR.
  • Premiere 4WD, $94,890 with destination.
  • Cheaper than 11% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$101kRebate, 7.0% APR$115k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Lincoln Navigator: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Premiere 4WD$94,890$1,518$1,764$100,583$115,3390% APR
L Premiere 4x4$97,890$1,566$1,821$103,763$119,0610% APR
Reserve 4WD$104,890$1,678$1,954$111,183$127,7450% APR
L Reserve 4x4$107,890$1,726$2,011$114,363$131,4660% APR
Black Label 4WD$122,420$1,959$2,287$129,765$149,4920% APR
Black Label 4x4 #480888$122,420$1,959$2,287$129,765$149,4920% APR
Black Label 4x4 #480891$125,420$2,007$2,344$132,945$153,2130% APR
L Black Label 4WD$125,420$2,007$2,344$132,945$153,2130% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked