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0% financing or a rebate on a 2020 Lincoln Navigator?

Gap in total cost

$11,612

  • 0% wins by $11,612.
  • 0% APR: $1,240 a month, $82,129 total.
  • Rebate at 7.0%: $1,433 a month, $93,741 total.
  • The rebate wins below 1.1% APR.
  • Standard 4x2, $77,480 with destination.
  • Cheaper than 12% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$82.1kRebate, 7.0% APR$93.7k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Lincoln Navigator: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Standard 4x2$77,480$1,240$1,433$82,129$93,7410% APR
4WD$80,150$1,282$1,484$84,959$97,0530% APR
Standard 4x4$80,150$1,282$1,484$84,959$97,0530% APR
L RWD$80,680$1,291$1,494$85,521$97,7110% APR
Reserve 4x2$83,020$1,328$1,538$88,001$100,6140% APR
L 4WD$83,350$1,334$1,545$88,351$101,0230% APR
Reserve 4WD$85,695$1,371$1,589$90,837$103,9320% APR
L Reserve 4x2$86,220$1,379$1,599$91,393$104,5840% APR
Black Label 4WD$98,430$1,575$1,831$104,336$119,7310% APR
Black Label 4x4 #409542$98,430$1,575$1,831$104,336$119,7310% APR
Black Label 4x4 #409546$101,630$1,626$1,892$107,728$123,7000% APR
L Black Label 4WD$101,630$1,626$1,892$107,728$123,7000% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked