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0% financing or a rebate on a 2022 Lincoln Navigator?

Gap in total cost

$11,947

  • 0% wins by $11,947.
  • 0% APR: $1,269 a month, $84,090 total.
  • Rebate at 7.0%: $1,468 a month, $96,037 total.
  • The rebate wins below 1.1% APR.
  • Standard 4x2, $79,330 with destination.
  • Cheaper than 12% of 163 SUVs (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$84.1kRebate, 7.0% APR$96.0k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Lincoln Navigator: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Standard 4x2$79,330$1,269$1,468$84,090$96,0370% APR
L RWD$82,325$1,317$1,525$87,265$99,7530% APR
Standard 4WD$82,330$1,317$1,525$87,270$99,7590% APR
L 4WD$85,325$1,365$1,582$90,445$103,4740% APR
Reserve 4x2$91,520$1,464$1,700$97,011$111,1600% APR
Reserve 4WD$94,220$1,508$1,752$99,873$114,5090% APR
L Reserve 4x2$94,550$1,513$1,758$100,223$114,9180% APR
L Reserve 4x4$97,245$1,556$1,809$103,080$118,2620% APR
Black Label 4WD$108,330$1,733$2,020$114,830$132,0130% APR
Black Label 4x4 #425990$108,330$1,733$2,020$114,830$132,0130% APR
Black Label 4x4 #425995$111,375$1,782$2,078$118,058$135,7910% APR
L Black Label 4WD$111,375$1,782$2,078$118,058$135,7910% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked