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GizmoDriver

0% financing or a rebate on a 2025 Lincoln Navigator?

Gap in total cost

$16,074

  • 0% wins by $16,074.
  • 0% APR: $1,635 a month, $108,321 total.
  • Rebate at 7.0%: $1,903 a month, $124,395 total.
  • The rebate wins below 0.8% APR.
  • Reserve 4WD, $102,190 with destination.
  • Cheaper than 6% of 189 SUVs (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$108kRebate, 7.0% APR$124k
Down payment plus 60 months of payments. Orange: cheaper.
2025 Lincoln Navigator: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Reserve 4WD$102,190$1,635$1,903$108,321$124,3950% APR
L Reserve 4WD$105,180$1,683$1,960$111,491$128,1050% APR
Black Label 4WD$119,190$1,907$2,226$126,341$145,4850% APR
L Black Label 4WD$122,190$1,955$2,283$129,521$149,2060% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked