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0% financing or a rebate on a 2027 Toyota Camry?

Gap in total cost

$2,986

0% APR a month
$475
0% APR total
$31,482
Rebate a month
$525
Loan at 7.0%
Rebate total
$34,468
$2,000 rebate

LE FWD, $29,700 MSRP + destination.

0% wins by $2,986.

Switch point
The rebate wins below 2.9% APR.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$31,482Rebate, 7.0% APR$34,468
Down payment plus 60 months of payments. Orange: cheaper.

Source marks: one source

2027 Toyota Camry: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$29,700$475$525$31,482$34,4680% APR
LE AWD$31,225$500$554$33,099$36,3600% APR
SE FWD$32,200$515$572$34,132$37,5700% APR
Nightshade FWD$33,200$531$592$35,192$38,8100% APR
SE AWD$33,725$540$601$35,749$39,4610% APR
Nightshade AWD$34,725$556$620$36,809$40,7020% APR
XLE FWD$34,900$558$624$36,994$40,9190% APR
XSE FWD$36,100$578$647$38,266$42,4080% APR
XLE AWD$36,425$583$653$38,611$42,8110% APR
XSE AWD$37,625$602$676$39,883$44,3000% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked