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0% financing or a rebate on a 2023 Toyota Camry?

Gap in total cost

$2,574

  • 0% wins by $2,574.
  • 0% APR: $439 a month, $29,060 total.
  • Rebate at 7.0%: $482 a month, $31,634 total.
  • The rebate wins below 3.2% APR.
  • LE FWD, $27,415 with destination.
  • Cheaper than 79% of 87 sedans (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$29.1kRebate, 7.0% APR$31.6k
Down payment plus 60 months of payments. Orange: cheaper.
2023 Toyota Camry: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$27,415$439$482$29,060$31,6340% APR
LE AWD$28,815$461$508$30,544$33,3710% APR
SE FWD$28,955$463$511$30,692$33,5440% APR
Hybrid LE FWD$29,750$476$526$31,535$34,5300% APR
SE Nightshade Edition FWD$29,955$479$530$31,752$34,7850% APR
SE Nightshade FWD$29,955$479$530$31,752$34,7850% APR
SE AWD$30,355$486$537$32,176$35,2810% APR
Hybrid SE FWD$31,285$501$555$33,162$36,4350% APR
SE Nightshade AWD$31,355$502$556$33,236$36,5220% APR
XLE FWD$32,165$515$572$34,095$37,5260% APR
Hybrid SE Nightshade FWD$32,285$517$574$34,222$37,6750% APR
XSE FWD$32,715$523$582$34,678$38,2090% APR
XLE AWD$33,565$537$598$35,579$39,2630% APR
XSE AWD$34,115$546$609$36,162$39,9460% APR
TRD FWD$34,480$552$616$36,549$40,3980% APR
TRD V6 Auto FWD$34,480$552$616$36,549$40,3980% APR
Hybrid XLE FWD$34,640$554$619$36,718$40,5970% APR
Hybrid XSE FWD$35,190$563$629$37,301$41,2790% APR
XLE V6 FWD$37,290$597$669$39,527$43,8840% APR
XSE V6 FWD$37,840$605$680$40,110$44,5670% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked