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0% financing or a rebate on a 2023 Honda Civic?

Gap in total cost

$2,110

  • 0% wins by $2,110.
  • 0% APR: $398 a month, $26,336 total.
  • Rebate at 7.0%: $433 a month, $28,446 total.
  • The rebate wins below 3.5% APR.
  • LX FWD, $24,845 with destination.
  • Cheaper than 86% of 87 sedans (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$26.3kRebate, 7.0% APR$28.4k
Down payment plus 60 months of payments. Orange: cheaper.
2023 Honda Civic: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$24,845$398$433$26,336$28,4460% APR
LX FWD$25,845$414$452$27,396$29,6870% APR
Sport FWD$26,445$423$463$28,032$30,4310% APR
Sport FWD$27,245$436$478$28,880$31,4240% APR
EX CVT w/o BSI FWD$27,295$437$479$28,933$31,4860% APR
Sedan EX CVT w/o BSI$27,295$437$479$28,933$31,4860% APR
EX FWD$27,845$446$490$29,516$32,1680% APR
EX-L FWD$29,545$473$522$31,318$34,2770% APR
Si FWD$29,895$478$529$31,689$34,7110% APR
Si FWD$29,895$478$529$31,689$34,7110% APR
Touring FWD$31,445$503$558$33,332$36,6340% APR
Sport Touring FWD$32,345$518$575$34,286$37,7510% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked