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0% financing or a rebate on a 2026 Honda Civic?

Gap in total cost

$2,298

  • 0% wins by $2,298.
  • 0% APR: $414 a month, $27,443 total.
  • Rebate at 7.0%: $453 a month, $29,741 total.
  • The rebate wins below 3.4% APR.
  • LX FWD, $25,890 with destination.
  • Cheaper than 91% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$27.4kRebate, 7.0% APR$29.7k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Honda Civic: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$25,890$414$453$27,443$29,7410% APR
Sport FWD$27,890$446$491$29,563$32,2230% APR
Hybrid Sport Sedan FWD$30,590$489$542$32,425$35,5720% APR
Hybrid Sport Hatchback FWD$31,790$509$565$33,697$37,0610% APR
Si FWD$32,690$523$582$34,651$38,1770% APR
Hybrid Sport Touring Sedan FWD$33,590$537$599$35,605$39,2940% APR
Hybrid Sport Touring Hatchback FWD$34,790$557$622$36,877$40,7820% APR
Type R Base Style FWD$48,090$769$875$50,975$57,2820% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked