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0% financing or a rebate on a 2021 Honda Civic?

Gap in total cost

$1,643

  • 0% wins by $1,643.
  • 0% APR: $356 a month, $23,601 total.
  • Rebate at 7.0%: $384 a month, $25,244 total.
  • The rebate wins below 3.9% APR.
  • LX FWD, $22,265 with destination.
  • Cheaper than 79% of 20 hatchbacks (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$23.6kRebate, 7.0% APR$25.2k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Honda Civic: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$22,265$356$384$23,601$25,2440% APR
LX FWD$23,015$368$398$24,396$26,1740% APR
Sport FWD$24,065$385$418$25,509$27,4770% APR
Sport FWD$24,915$399$434$26,410$28,5310% APR
EX FWD$25,415$407$443$26,940$29,1520% APR
EX FWD$25,515$408$445$27,046$29,2760% APR
EX-L FWD$26,615$426$466$28,212$30,6400% APR
Touring FWD$29,315$469$518$31,074$33,9900% APR
Sport Touring FWD$30,215$483$535$32,028$35,1060% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked