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0% financing or a rebate on a 2020 Honda Civic?

Gap in total cost

$1,414

  • 0% wins by $1,414.
  • 0% APR: $336 a month, $22,255 total.
  • Rebate at 7.0%: $359 a month, $23,669 total.
  • The rebate wins below 4.2% APR.
  • LX FWD, $20,995 with destination.
  • Cheaper than 86% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$22.3kRebate, 7.0% APR$23.7k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Honda Civic: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$20,995$336$359$22,255$23,6690% APR
LX Manual FWD$20,995$336$359$22,255$23,6690% APR
Sedan LX Manual$20,995$336$359$22,255$23,6690% APR
LX CVT FWD Sedan$21,795$349$375$23,103$24,6620% APR
LX CVT FWD Coupe$22,045$353$379$23,368$24,9720% APR
LX FWD$22,045$353$379$23,368$24,9720% APR
LX FWD$22,705$363$392$24,067$25,7900% APR
Sport FWD$22,795$365$394$24,163$25,9020% APR
Sport Manual FWD Sedan$22,795$365$394$24,163$25,9020% APR
Sport FWD$22,845$366$395$24,216$25,9640% APR
Sport Manual FWD Coupe$22,845$366$395$24,216$25,9640% APR
Sport CVT FWD Sedan$23,595$378$409$25,011$26,8950% APR
Sport CVT FWD Coupe$23,645$378$410$25,064$26,9570% APR
Sport FWD$23,745$380$412$25,170$27,0810% APR
EX CVT FWD Coupe$24,595$394$428$26,071$28,1350% APR
EX FWD$24,595$394$428$26,071$28,1350% APR
EX CVT FWD Sedan$24,945$399$435$26,442$28,5690% APR
EX FWD$24,945$399$435$26,442$28,5690% APR
EX FWD$25,205$403$440$26,717$28,8920% APR
EX-L CVT FWD$26,145$418$457$27,714$30,0580% APR
EX-L FWD$26,145$418$457$27,714$30,0580% APR
Sedan EX-L CVT$26,145$418$457$27,714$30,0580% APR
Si FWD$26,195$419$458$27,767$30,1200% APR
Si Coupe FWD with Summer Tires$26,395$422$462$27,979$30,3680% APR
Si Sedan FWD with Summer Tires$26,395$422$462$27,979$30,3680% APR
EX-L FWD$26,405$422$462$27,989$30,3800% APR
Touring CVT FWD Coupe$28,245$452$497$29,940$32,6630% APR
Touring FWD$28,245$452$497$29,940$32,6630% APR
Touring CVT FWD Sedan$28,845$462$509$30,576$33,4070% APR
Touring FWD$28,845$462$509$30,576$33,4070% APR
Sport Touring FWD$29,045$465$513$30,788$33,6550% APR
Type R Touring Hatchback FWD$37,990$608$683$40,269$44,7520% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked