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0% financing or a rebate on a 2021 Toyota Camry?

Gap in total cost

$2,330

  • 0% wins by $2,330.
  • 0% APR: $417 a month, $27,634 total.
  • Rebate at 7.0%: $456 a month, $29,964 total.
  • The rebate wins below 3.3% APR.
  • LE FWD, $26,070 with destination.
  • Cheaper than 73% of 83 sedans (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$27.6kRebate, 7.0% APR$30.0k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Toyota Camry: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$26,070$417$456$27,634$29,9640% APR
LE AWD$27,470$439$483$29,118$31,7010% APR
SE FWD$27,585$441$485$29,240$31,8440% APR
SE Nightshade Edition FWD$28,255$452$497$29,950$32,6750% APR
SE Nightshade FWD$28,285$453$498$29,982$32,7120% APR
Hybrid LE FWD$28,295$453$498$29,993$32,7250% APR
SE AWD$28,985$464$511$30,724$33,5810% APR
SE Nightshade AWD$29,685$475$525$31,466$34,4490% APR
Hybrid SE FWD$29,810$477$527$31,599$34,6040% APR
XLE FWD$30,970$495$549$32,828$36,0430% APR
XSE FWD$31,520$504$559$33,411$36,7250% APR
XLE AWD$32,370$518$576$34,312$37,7800% APR
XSE AWD$32,920$527$586$34,895$38,4620% APR
Hybrid XLE FWD$33,195$531$591$35,187$38,8030% APR
TRD FWD$33,285$532$593$35,282$38,9150% APR
TRD V6 Auto FWD$33,285$532$593$35,282$38,9150% APR
Hybrid XSE FWD$33,745$540$602$35,770$39,4850% APR
XLE V6 FWD$36,095$577$646$38,261$42,4010% APR
XSE V6 FWD$36,645$586$657$38,844$43,0830% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked