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0% financing or a rebate on a 2022 Toyota Camry?

Gap in total cost

$2,489

  • 0% wins by $2,489.
  • 0% APR: $431 a month, $28,556 total.
  • Rebate at 7.0%: $473 a month, $31,045 total.
  • The rebate wins below 3.2% APR.
  • LE FWD, $26,940 with destination.
  • Cheaper than 76% of 90 sedans (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$28.6kRebate, 7.0% APR$31.0k
Down payment plus 60 months of payments. Orange: cheaper.
2022 Toyota Camry: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LE FWD$26,940$431$473$28,556$31,0450% APR
LE AWD$28,340$454$499$30,040$32,7820% APR
SE FWD$28,480$456$502$30,189$32,9550% APR
Hybrid LE FWD$29,075$465$513$30,820$33,6940% APR
SE Nightshade Edition FWD$29,080$465$513$30,825$33,7000% APR
SE Nightshade FWD$29,180$467$515$30,931$33,8240% APR
SE AWD$29,880$478$528$31,673$34,6920% APR
SE Nightshade AWD$30,580$489$542$32,415$35,5610% APR
Hybrid SE FWD$30,610$490$542$32,447$35,5980% APR
Hybrid Nightshade CVT FWD$31,310$501$556$33,189$36,4660% APR
Hybrid SE Nightshade FWD$31,310$501$556$33,189$36,4660% APR
XLE FWD$31,690$507$563$33,591$36,9380% APR
XSE FWD$32,240$516$573$34,174$37,6200% APR
XLE AWD$33,090$530$590$35,075$38,6750% APR
XSE AWD$33,640$538$600$35,658$39,3570% APR
Hybrid XLE FWD$33,965$544$606$36,003$39,7600% APR
TRD FWD$34,005$544$607$36,045$39,8100% APR
TRD V6 Auto FWD$34,005$544$607$36,045$39,8100% APR
Hybrid XSE FWD$34,515$552$617$36,586$40,4420% APR
XLE V6 FWD$36,815$589$660$39,024$43,2960% APR
XSE V6 FWD$37,365$598$671$39,607$43,9780% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked