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0% financing or a rebate on a 2025 Volvo XC90?

Gap in total cost

$8,221

  • 0% wins by $8,221.
  • 0% APR: $939 a month, $62,217 total.
  • Rebate at 7.0%: $1,076 a month, $70,438 total.
  • The rebate wins below 1.4% APR.
  • B5 AWD Core 7-Seater, $58,695 with destination.
  • Cheaper than 37% of 189 SUVs (2025) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$62.2kRebate, 7.0% APR$70.4k
Down payment plus 60 months of payments. Orange: cheaper.
2025 Volvo XC90: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
B5 AWD Core 7-Seater$58,695$939$1,076$62,217$70,4380% APR
B5 Core Bright Theme AWD$58,695$939$1,076$62,217$70,4380% APR
2025.5 B5 AWD Core 7-Seater$59,745$956$1,096$63,330$71,7400% APR
B5 Core Bright Theme (2025.5) AWD$61,040$977$1,121$64,702$73,3470% APR
B5 AWD Plus 7-Seater$61,995$992$1,139$65,715$74,5320% APR
B5 Plus Bright Theme AWD$61,995$992$1,139$65,715$74,5320% APR
B6 AWD Core 7-Seater$63,595$1,018$1,169$67,411$76,5160% APR
B6 Core Bright Theme AWD$63,595$1,018$1,169$67,411$76,5160% APR
2025.5 B5 AWD Plus 7-Seater$63,845$1,022$1,174$67,676$76,8270% APR
B5 Plus Bright Theme 7-Passenger AWD$63,845$1,022$1,174$67,676$76,8270% APR
2025.5 B5 AWD Plus 6-Seater$64,345$1,030$1,184$68,206$77,4470% APR
B5 Plus Bright Theme 6-Passenger AWD$64,345$1,030$1,184$68,206$77,4470% APR
2025.5 B6 AWD Core 7-Seater$64,645$1,034$1,189$68,524$77,8190% APR
B5 Plus Bright Theme (2025.5) AWD$65,140$1,042$1,199$69,048$78,4330% APR
B6 AWD Plus 7-Seater$65,595$1,050$1,207$69,531$78,9980% APR
B6 Plus Bright Theme AWD$65,595$1,050$1,207$69,531$78,9980% APR
B6 Core Bright Theme (2025.5) AWD$65,940$1,055$1,214$69,896$79,4260% APR
B6 AWD Plus 6-Seater$66,095$1,058$1,217$70,061$79,6180% APR
2025.5 B6 AWD Plus 7-Seater$67,445$1,079$1,242$71,492$81,2930% APR
B6 Plus Bright Theme 7-Passenger AWD$67,445$1,079$1,242$71,492$81,2930% APR
B5 AWD Ultra 7-Seater$67,595$1,082$1,245$71,651$81,4790% APR
B5 Ultra Bright Theme AWD$67,595$1,082$1,245$71,651$81,4790% APR
2025.5 B6 AWD Plus 6-Seater$67,945$1,087$1,252$72,022$81,9130% APR
B6 Plus Bright Theme 6-Passenger AWD$67,945$1,087$1,252$72,022$81,9130% APR
2025.5 B5 AWD Ultra 7-Seater$68,245$1,092$1,258$72,340$82,2850% APR
B5 Ultra Bright Theme 7-Passenger AWD$68,245$1,092$1,258$72,340$82,2850% APR
B6 Plus Bright Theme (2025.5) AWD$68,740$1,100$1,267$72,864$82,8990% APR
2025.5 B5 AWD Ultra 6-Seater$68,745$1,100$1,267$72,870$82,9050% APR
B5 Ultra Bright Theme 6-Passenger AWD$68,745$1,100$1,267$72,870$82,9050% APR
B5 Ultra Bright Theme (2025.5) AWD$69,540$1,113$1,282$73,712$83,8920% APR
B6 AWD Ultra 7-Seater$71,395$1,142$1,318$75,679$86,1930% APR
B6 Ultra Bright Theme 7-Passenger AWD$71,395$1,142$1,318$75,679$86,1930% APR
B6 Ultra Bright Theme AWD$71,395$1,142$1,318$75,679$86,1930% APR
2025.5 B6 AWD Ultra 7-Seater$71,845$1,150$1,326$76,156$86,7510% APR
B6 AWD Ultra 6-Seater$71,895$1,150$1,327$76,209$86,8130% APR
B6 Ultra Bright Theme 6-Passenger AWD$71,895$1,150$1,327$76,209$86,8130% APR
2025.5 B6 AWD Ultra 6-Seater$72,345$1,158$1,336$76,686$87,3710% APR
B6 Ultra Bright Theme (2025.5) AWD$73,140$1,170$1,351$77,528$88,3570% APR
Recharge T8 Core Bright Theme eAWD$73,195$1,171$1,352$77,587$88,4260% APR
T8 Core Bright Theme AWD$74,295$1,189$1,373$78,753$89,7900% APR
Recharge T8 Plus Bright Theme 7-Passenger eAWD$75,095$1,202$1,388$79,601$90,7830% APR
T8 Plus Bright Theme AWD$75,095$1,202$1,388$79,601$90,7830% APR
T8 Core Bright Theme (2025.5) AWD$75,590$1,209$1,397$80,125$91,3970% APR
Recharge T8 Plus Bright Theme 6-Passenger eAWD$75,595$1,210$1,397$80,131$91,4030% APR
T8 Plus Bright Theme (2025.5) AWD$78,390$1,254$1,451$83,093$94,8700% APR
Recharge T8 Ultra Bright Theme 7-Passenger eAWD$80,895$1,294$1,498$85,749$97,9780% APR
T8 Ultra Bright Theme AWD$80,895$1,294$1,498$85,749$97,9780% APR
Recharge T8 Ultra Bright Theme 6-Passenger eAWD$81,395$1,302$1,508$86,279$98,5980% APR
T8 Ultra Bright Theme (2025.5) AWD$82,790$1,325$1,534$87,757$100,3290% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked