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0% financing or a rebate on a 2026 Volvo XC90?

Gap in total cost

$8,881

  • 0% wins by $8,881.
  • 0% APR: $998 a month, $66,086 total.
  • Rebate at 7.0%: $1,146 a month, $74,967 total.
  • The rebate wins below 1.3% APR.
  • B5 Core AWD, $62,345 with destination.
  • Cheaper than 31% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$66.1kRebate, 7.0% APR$75.0k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Volvo XC90: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
B5 AWD Core 7-Seater$62,345$998$1,146$66,086$74,9670% APR
B5 Core AWD$62,345$998$1,146$66,086$74,9670% APR
B5 AWD Plus 7-Seater$66,345$1,062$1,222$70,326$79,9290% APR
B5 Plus AWD$66,345$1,062$1,222$70,326$79,9290% APR
B5 AWD Plus 6-Seater$66,845$1,070$1,231$70,856$80,5490% APR
B6 AWD Core 7-Seater$67,445$1,079$1,243$71,492$81,2940% APR
B6 Core AWD$67,445$1,079$1,243$71,492$81,2940% APR
B6 AWD Plus 7-Seater$70,095$1,122$1,293$74,301$84,5810% APR
B6 Plus AWD$70,095$1,122$1,293$74,301$84,5810% APR
B6 AWD Plus 6-Seater$70,595$1,130$1,302$74,831$85,2010% APR
B5 AWD Ultra 7-Seater$70,945$1,135$1,309$75,202$85,6360% APR
B5 Ultra AWD$70,945$1,135$1,309$75,202$85,6360% APR
B5 AWD Ultra 6-Seater$71,445$1,143$1,319$75,732$86,2560% APR
B6 AWD Ultra 7-Seater$74,645$1,194$1,379$79,124$90,2260% APR
B6 AWD Ultra Dark Theme 7-Seater$74,645$1,194$1,379$79,124$90,2260% APR
B6 Ultra AWD$74,645$1,194$1,379$79,124$90,2260% APR
B6 Ultra Dark 7-Passenger AWD$74,645$1,194$1,379$79,124$90,2260% APR
B6 Ultra Dark Theme AWD$74,645$1,194$1,379$79,124$90,2260% APR
B6 AWD Ultra 6-Seater$75,145$1,202$1,389$79,654$90,8460% APR
B6 AWD Ultra Dark Theme 6-Seater$75,145$1,202$1,389$79,654$90,8460% APR
B6 Ultra Dark 6-Passenger AWD$75,145$1,202$1,389$79,654$90,8460% APR
Recharge T8 Core eAWD$77,495$1,240$1,434$82,145$93,7610% APR
T8 Core AWD$77,495$1,240$1,434$82,145$93,7610% APR
Recharge T8 Plus 7-Passenger eAWD$80,145$1,282$1,484$84,954$97,0490% APR
T8 Plus AWD$80,145$1,282$1,484$84,954$97,0490% APR
Recharge T8 Plus 6-Passenger eAWD$80,645$1,290$1,494$85,484$97,6690% APR
Recharge T8 Ultra 7-Passenger eAWD$84,695$1,355$1,570$89,777$102,6930% APR
Recharge T8 Ultra Dark 7-Passenger eAWD$84,695$1,355$1,570$89,777$102,6930% APR
T8 Ultra AWD$84,695$1,355$1,570$89,777$102,6930% APR
T8 Ultra Dark Theme AWD$84,695$1,355$1,570$89,777$102,6930% APR
Recharge T8 Ultra 6-Passenger eAWD$85,195$1,363$1,580$90,307$103,3140% APR
Recharge T8 Ultra Dark 6-Passenger eAWD$85,195$1,363$1,580$90,307$103,3140% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked