2026 Volvo XC90 monthly payment by trim
Monthly payment, 2026 Volvo XC90
$1,185a month
- B5 AWD Core 7-Seater, 60 months, 10% down.
- Needs about $142,200 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| B5 AWD Core 7-Seater | $62,345 | $3,741 | $59,851 | $1,185 | $1,020 | $903 | $11,256 |
| B5 Core AWD | $62,345 | $3,741 | $59,851 | $1,185 | $1,020 | $903 | $11,256 |
| B5 AWD Plus 7-Seater | $66,345 | $3,981 | $63,691 | $1,261 | $1,086 | $961 | $11,979 |
| B5 Plus AWD | $66,345 | $3,981 | $63,691 | $1,261 | $1,086 | $961 | $11,979 |
| B5 AWD Plus 6-Seater | $66,845 | $4,011 | $64,171 | $1,271 | $1,094 | $969 | $12,069 |
| B6 AWD Core 7-Seater | $67,445 | $4,047 | $64,747 | $1,282 | $1,104 | $977 | $12,177 |
| B6 Core AWD | $67,445 | $4,047 | $64,747 | $1,282 | $1,104 | $977 | $12,177 |
| B6 AWD Plus 7-Seater | $70,095 | $4,206 | $67,291 | $1,332 | $1,147 | $1,016 | $12,656 |
| B6 Plus AWD | $70,095 | $4,206 | $67,291 | $1,332 | $1,147 | $1,016 | $12,656 |
| B6 AWD Plus 6-Seater | $70,595 | $4,236 | $67,771 | $1,342 | $1,155 | $1,023 | $12,746 |
| B5 AWD Ultra 7-Seater | $70,945 | $4,257 | $68,107 | $1,349 | $1,161 | $1,028 | $12,809 |
| B5 Ultra AWD | $70,945 | $4,257 | $68,107 | $1,349 | $1,161 | $1,028 | $12,809 |
| B5 AWD Ultra 6-Seater | $71,445 | $4,287 | $68,587 | $1,358 | $1,169 | $1,035 | $12,899 |
| B6 AWD Ultra 7-Seater | $74,645 | $4,479 | $71,659 | $1,419 | $1,222 | $1,082 | $13,477 |
| B6 AWD Ultra Dark Theme 7-Seater | $74,645 | $4,479 | $71,659 | $1,419 | $1,222 | $1,082 | $13,477 |
| B6 Ultra AWD | $74,645 | $4,479 | $71,659 | $1,419 | $1,222 | $1,082 | $13,477 |
| B6 Ultra Dark 7-Passenger AWD | $74,645 | $4,479 | $71,659 | $1,419 | $1,222 | $1,082 | $13,477 |
| B6 Ultra Dark Theme AWD | $74,645 | $4,479 | $71,659 | $1,419 | $1,222 | $1,082 | $13,477 |
| B6 AWD Ultra 6-Seater | $75,145 | $4,509 | $72,139 | $1,428 | $1,230 | $1,089 | $13,567 |
| B6 AWD Ultra Dark Theme 6-Seater | $75,145 | $4,509 | $72,139 | $1,428 | $1,230 | $1,089 | $13,567 |
| B6 Ultra Dark 6-Passenger AWD | $75,145 | $4,509 | $72,139 | $1,428 | $1,230 | $1,089 | $13,567 |
| Recharge T8 Core eAWD | $77,495 | $4,650 | $74,395 | $1,473 | $1,268 | $1,123 | $13,992 |
| T8 Core AWD | $77,495 | $4,650 | $74,395 | $1,473 | $1,268 | $1,123 | $13,992 |
| Recharge T8 Plus 7-Passenger eAWD | $80,145 | $4,809 | $76,939 | $1,523 | $1,312 | $1,161 | $14,470 |
| T8 Plus AWD | $80,145 | $4,809 | $76,939 | $1,523 | $1,312 | $1,161 | $14,470 |
| Recharge T8 Plus 6-Passenger eAWD | $80,645 | $4,839 | $77,419 | $1,533 | $1,320 | $1,168 | $14,560 |
| Recharge T8 Ultra 7-Passenger eAWD | $84,695 | $5,082 | $81,307 | $1,610 | $1,386 | $1,227 | $15,292 |
| Recharge T8 Ultra Dark 7-Passenger eAWD | $84,695 | $5,082 | $81,307 | $1,610 | $1,386 | $1,227 | $15,292 |
| T8 Ultra AWD | $84,695 | $5,082 | $81,307 | $1,610 | $1,386 | $1,227 | $15,292 |
| T8 Ultra Dark Theme AWD | $84,695 | $5,082 | $81,307 | $1,610 | $1,386 | $1,227 | $15,292 |
| Recharge T8 Ultra 6-Passenger eAWD | $85,195 | $5,112 | $81,787 | $1,619 | $1,394 | $1,234 | $15,382 |
| Recharge T8 Ultra Dark 6-Passenger eAWD | $85,195 | $5,112 | $81,787 | $1,619 | $1,394 | $1,234 | $15,382 |
Dashed mark: destination fee of other trims that year.
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,185 | $142,200 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,284 | $154,100 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree