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0% financing or a rebate on a 2025 BMW X5?

Gap in total cost

$9,806

  • 0% wins by $9,806.
  • 0% APR: $1,080 a month, $71,524 total.
  • Rebate at 7.0%: $1,243 a month, $81,329 total.
  • The rebate wins below 1.2% APR.
  • sDrive40i RWD, $67,475 with destination.
  • Cheaper than 26% of 189 SUVs (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$71.5kRebate, 7.0% APR$81.3k
Down payment plus 60 months of payments. Orange: cheaper.
2025 BMW X5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
sDrive40i RWD$67,475$1,080$1,243$71,524$81,3290% APR
xDrive40i AWD$69,775$1,116$1,287$73,962$84,1830% APR
xDrive50e AWD$74,975$1,200$1,386$79,474$90,6330% APR
xDrive50e Plug-In Hybrid$74,975$1,200$1,386$79,474$90,6330% APR
M60i AWD$92,025$1,472$1,710$97,547$111,7850% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked