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0% financing or a rebate on a 2023 BMW X5?

Gap in total cost

$8,925

  • 0% wins by $8,925.
  • 0% APR: $1,002 a month, $66,351 total.
  • Rebate at 7.0%: $1,150 a month, $75,276 total.
  • The rebate wins below 1.3% APR.
  • sDrive40i RWD, $62,595 with destination.
  • Cheaper than 23% of 180 SUVs (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$66.4kRebate, 7.0% APR$75.3k
Down payment plus 60 months of payments. Orange: cheaper.
2023 BMW X5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
sDrive40i RWD$62,595$1,002$1,150$66,351$75,2760% APR
xDrive40i AWD$64,895$1,038$1,194$68,789$78,1290% APR
xDrive45e AWD$66,695$1,067$1,228$70,697$80,3620% APR
xDrive45e Plug-In Hybrid$66,695$1,067$1,228$70,697$80,3620% APR
M50i AWD$86,395$1,382$1,603$91,579$104,8010% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked