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0% financing or a rebate on a 2022 BMW X5?

Gap in total cost

$8,745

  • 0% wins by $8,745.
  • 0% APR: $986 a month, $65,291 total.
  • Rebate at 7.0%: $1,131 a month, $74,035 total.
  • The rebate wins below 1.4% APR.
  • sDrive40i RWD, $61,595 with destination.
  • Cheaper than 20% of 163 SUVs (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$65.3kRebate, 7.0% APR$74.0k
Down payment plus 60 months of payments. Orange: cheaper.
2022 BMW X5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
sDrive40i RWD$61,595$986$1,131$65,291$74,0350% APR
xDrive40i AWD$63,895$1,022$1,175$67,729$76,8890% APR
xDrive45e AWD$64,695$1,035$1,190$68,577$77,8810% APR
xDrive45e Plug-In Hybrid$64,695$1,035$1,190$68,577$77,8810% APR
M50i AWD$83,795$1,341$1,553$88,823$101,5760% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked