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0% financing or a rebate on a 2020 BMW X5?

Gap in total cost

$8,438

  • 0% wins by $8,438.
  • 0% APR: $958 a month, $63,489 total.
  • Rebate at 7.0%: $1,099 a month, $71,926 total.
  • The rebate wins below 1.4% APR.
  • sDrive40i RWD, $59,895 with destination.
  • Cheaper than 21% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$63.5kRebate, 7.0% APR$71.9k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW X5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
sDrive40i RWD$59,895$958$1,099$63,489$71,9260% APR
xDrive40i AWD$62,195$995$1,143$65,927$74,7800% APR
xDrive50i AWD$77,145$1,234$1,427$81,774$93,3260% APR
M50i AWD$83,145$1,330$1,541$88,134$100,7690% APR
M50i RWD$83,145$1,330$1,541$88,134$100,7690% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked