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0% financing or a rebate on a 2021 BMW X5?

Gap in total cost

$8,528

  • 0% wins by $8,528.
  • 0% APR: $966 a month, $64,019 total.
  • Rebate at 7.0%: $1,108 a month, $72,547 total.
  • The rebate wins below 1.4% APR.
  • sDrive40i RWD, $60,395 with destination.
  • Cheaper than 20% of 144 SUVs (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$64.0kRebate, 7.0% APR$72.5k
Down payment plus 60 months of payments. Orange: cheaper.
2021 BMW X5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
sDrive40i RWD$60,395$966$1,108$64,019$72,5470% APR
xDrive40i AWD$62,695$1,003$1,152$66,457$75,4000% APR
xDrive45e AWD$66,395$1,062$1,222$70,379$79,9900% APR
xDrive45e Plug-In Hybrid$66,395$1,062$1,222$70,379$79,9900% APR
M50i AWD$83,795$1,341$1,553$88,823$101,5760% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked