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2026 Ford F-150 monthly payment by trim

Monthly payment, 2026 Ford F-150

$762a month

  • XL, 60 months, 10% down.
  • Needs about $91,400 a year.

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10% down. 7.0% APR. 60 months. 6% tax.

XL$762XL 2WD Reg Cab 8' Box$762XL Regular Cab RWD$806XL 2WD SuperCab 6.5' Box$844XL SuperCab RWD$844XL 4WD Reg Cab 8' Box$857XL SuperCrew RWD$888Regular Cab XL 4WD$901STX 2WD SuperCab 6.5' Box$906STX SuperCab LB RWD$906Super Cab STX 4WD$906XL 4WD SuperCab 6.5' Box$916XLT 2WD SuperCab 6.5' Box$922XLT SuperCab RWD$922XL SuperCrew LB RWD$939STX SuperCrew RWD$950XL SuperCrew 4WD$962XLT SuperCrew RWD$967STX 4WD SuperCab 6.5' Box$978STX SuperCab LB 4WD$978
Cheapest 20 of 43 trims. 10% down. 7.0% APR. 60 months. 6% tax.
2026 Ford F-150 monthly payment by trim
TrimMSRP + destinationTax 6%Financed60 months72 months84 monthsInterest, 60 months
XL$40,085$2,405$38,482$762$656$581$7,237
XL 2WD Reg Cab 8' Box$40,085$2,405$38,482$762$656$581$7,237
XL Regular Cab RWD$42,380$2,543$40,685$806$694$614$7,652
XL 2WD SuperCab 6.5' Box$44,395$2,664$42,619$844$727$643$8,015
XL SuperCab RWD$44,395$2,664$42,619$844$727$643$8,015
XL 4WD Reg Cab 8' Box$45,100$2,706$43,296$857$738$653$8,143
XL SuperCrew RWD$46,730$2,804$44,861$888$765$677$8,437
Regular Cab XL 4WD$47,395$2,844$45,499$901$776$687$8,557
STX 2WD SuperCab 6.5' Box$47,650$2,859$45,744$906$780$690$8,603
STX SuperCab LB RWD$47,650$2,859$45,744$906$780$690$8,603
Super Cab STX 4WD$47,650$2,859$45,744$906$780$690$8,603
XL 4WD SuperCab 6.5' Box$48,195$2,892$46,267$916$789$698$8,702
XLT 2WD SuperCab 6.5' Box$48,490$2,909$46,550$922$794$703$8,755
XLT SuperCab RWD$48,490$2,909$46,550$922$794$703$8,755
XL SuperCrew LB RWD$49,385$2,963$47,410$939$808$716$8,916
STX SuperCrew RWD$49,985$2,999$47,986$950$818$724$9,025
XL SuperCrew 4WD$50,615$3,037$48,590$962$828$733$9,138
XLT SuperCrew RWD$50,850$3,051$48,816$967$832$737$9,181
STX 4WD SuperCab 6.5' Box$51,450$3,087$49,392$978$842$745$9,289
STX SuperCab LB 4WD$51,450$3,087$49,392$978$842$745$9,289
XLT 4WD SuperCab 6.5' Box$52,290$3,137$50,198$994$856$758$9,441
XL SuperCrew LB 4WD$53,270$3,196$51,139$1,013$872$772$9,618
STX SuperCrew 4WD$53,865$3,232$51,710$1,024$882$780$9,725
XLT SuperCrew 4WD$54,710$3,283$52,522$1,040$895$793$9,878
Police Responder SuperCrew 4WD$55,145$3,309$52,939$1,048$903$799$9,956
Lightning Pro 4WD$56,975$3,419$54,696$1,083$933$826$10,287
XLT SuperCrew LB 4WD$57,350$3,441$55,056$1,090$939$831$10,354
Lariat SuperCrew RWD$62,355$3,741$59,861$1,185$1,021$903$11,258
Lightning STX 4WD$65,540$3,932$62,918$1,246$1,073$950$11,833
Lariat SuperCrew 4WD$66,155$3,969$63,509$1,258$1,083$959$11,944
Lariat SuperCrew LB 4WD$66,760$4,006$64,090$1,269$1,093$967$12,053
Tremor SuperCrew 4WD$67,710$4,063$65,002$1,287$1,108$981$12,225
Lightning Flash 4WD$68,190$4,091$65,462$1,296$1,116$988$12,312
King Ranch SuperCrew RWD$68,620$4,117$65,875$1,304$1,123$994$12,389
Platinum SuperCrew RWD$71,595$4,296$68,731$1,361$1,172$1,037$12,926
King Ranch SuperCrew 4WD$72,420$4,345$69,523$1,377$1,185$1,049$13,075
King Ranch SuperCrew LB 4WD$72,725$4,364$69,816$1,382$1,190$1,054$13,130
Platinum SuperCrew 4WD$75,395$4,524$72,379$1,433$1,234$1,092$13,612
Platinum SuperCrew LB 4WD$75,700$4,542$72,672$1,439$1,239$1,097$13,668
Lightning Lariat 4WD$77,150$4,629$74,064$1,467$1,263$1,118$13,929
Raptor SuperCrew 4WD$81,800$4,908$78,528$1,555$1,339$1,185$14,769
Lightning Platinum 4WD$87,190$5,231$83,702$1,657$1,427$1,263$15,742
SuperCrew Cab Raptor R 4WD$113,725$6,824$109,176$2,162$1,861$1,648$20,533

Salary needed

Salary needed for the XL
RuleDownTermPaymentSalary needed
Payment under 10% of gross pay10%60 months$762$91,400
20/4/10: 20% down, 4 years, under 10% of pay20%48 months$826$99,100

Both rules use the payment only. Insurance not included.

What this cannot tell you

MSRP. Dealer price, incentives and insurance differ.

Tax and fees vary by state.

How values are checked