2026 Ford Ranger monthly payment by trim
Monthly payment, 2026 Ford Ranger
$670a month
- XL, 60 months, 10% down.
- Needs about $80,400 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| XL | $35,245 | $2,115 | $33,835 | $670 | $577 | $511 | $6,363 |
| XL SuperCrew RWD | $35,245 | $2,115 | $33,835 | $670 | $577 | $511 | $6,363 |
| XLT | $37,770 | $2,266 | $36,259 | $718 | $618 | $547 | $6,819 |
| XLT SuperCrew RWD | $37,770 | $2,266 | $36,259 | $718 | $618 | $547 | $6,819 |
| SuperCrew XL 4WD | $38,745 | $2,325 | $37,195 | $737 | $634 | $561 | $6,995 |
| SuperCrew XLT 4WD | $41,270 | $2,476 | $39,619 | $785 | $675 | $598 | $7,451 |
| Lariat | $45,650 | $2,739 | $43,824 | $868 | $747 | $661 | $8,242 |
| Lariat SuperCrew RWD | $45,650 | $2,739 | $43,824 | $868 | $747 | $661 | $8,242 |
| SuperCrew Lariat 4WD | $49,150 | $2,949 | $47,184 | $934 | $804 | $712 | $8,874 |
| Raptor | $58,965 | $3,538 | $56,606 | $1,121 | $965 | $854 | $10,646 |
| SuperCrew Raptor 4WD | $58,965 | $3,538 | $56,606 | $1,121 | $965 | $854 | $10,646 |
Dashed mark: destination fee of other trims that year.
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $670 | $80,400 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $726 | $87,100 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree