2026 Toyota Tacoma monthly payment by trim
Monthly payment, 2026 Toyota Tacoma
$647a month
- SR, 60 months, 10% down.
- Needs about $77,600 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| SR | $34,040 | $2,042 | $32,678 | $647 | $557 | $493 | $6,146 |
| SR XtraCab 6' Bed AT RWD | $34,040 | $2,042 | $32,678 | $647 | $557 | $493 | $6,146 |
| SR XtraCab LB RWD | $34,040 | $2,042 | $32,678 | $647 | $557 | $493 | $6,146 |
| XtraCab SR 4WD | $34,040 | $2,042 | $32,678 | $647 | $557 | $493 | $6,146 |
| SR Double Cab 5' Bed AT RWD | $35,700 | $2,142 | $34,272 | $679 | $584 | $517 | $6,446 |
| SR Double Cab RWD | $35,700 | $2,142 | $34,272 | $679 | $584 | $517 | $6,446 |
| 4WD SR XtraCab 6' Bed AT | $37,240 | $2,234 | $35,750 | $708 | $610 | $540 | $6,724 |
| SR XtraCab LB 4WD | $37,240 | $2,234 | $35,750 | $708 | $610 | $540 | $6,724 |
| SR5 | $38,130 | $2,288 | $36,605 | $725 | $624 | $552 | $6,884 |
| SR5 XtraCab 6' Bed AT RWD | $38,130 | $2,288 | $36,605 | $725 | $624 | $552 | $6,884 |
| SR5 XtraCab LB RWD | $38,130 | $2,288 | $36,605 | $725 | $624 | $552 | $6,884 |
| XtraCab SR5 4WD | $38,130 | $2,288 | $36,605 | $725 | $624 | $552 | $6,884 |
| 4WD SR Double Cab 5' Bed AT | $38,900 | $2,334 | $37,344 | $739 | $637 | $564 | $7,023 |
| 4WD SR Double Cab 5' Bed MT | $38,900 | $2,334 | $37,344 | $739 | $637 | $564 | $7,023 |
| SR5 Double Cab 5' Bed AT RWD | $39,200 | $2,352 | $37,632 | $745 | $642 | $568 | $7,078 |
| SR5 Double Cab RWD | $39,200 | $2,352 | $37,632 | $745 | $642 | $568 | $7,078 |
| SR5 Double Cab 6' Bed AT RWD | $39,700 | $2,382 | $38,112 | $755 | $650 | $575 | $7,168 |
| SR5 Double Cab LB RWD | $39,700 | $2,382 | $38,112 | $755 | $650 | $575 | $7,168 |
| TRD PreRunner | $40,630 | $2,438 | $39,005 | $772 | $665 | $589 | $7,336 |
| TRD PreRunner XtraCab 6' Bed AT RWD | $40,630 | $2,438 | $39,005 | $772 | $665 | $589 | $7,336 |
| TRD PreRunner XtraCab LB RWD | $40,630 | $2,438 | $39,005 | $772 | $665 | $589 | $7,336 |
| XtraCab TRD PreRunner 2WD | $40,630 | $2,438 | $39,005 | $772 | $665 | $589 | $7,336 |
| 4WD SR5 XtraCab 6' Bed AT | $41,330 | $2,480 | $39,677 | $786 | $676 | $599 | $7,462 |
| SR5 XtraCab LB 4WD | $41,330 | $2,480 | $39,677 | $786 | $676 | $599 | $7,462 |
| TRD Sport Double Cab 5' Bed AT RWD | $41,910 | $2,515 | $40,234 | $797 | $686 | $607 | $7,567 |
| TRD Sport Double Cab RWD | $41,910 | $2,515 | $40,234 | $797 | $686 | $607 | $7,567 |
| 4WD SR5 Double Cab 5' Bed AT | $42,400 | $2,544 | $40,704 | $806 | $694 | $614 | $7,655 |
| TRD Sport Double Cab 6' Bed AT RWD | $42,410 | $2,545 | $40,714 | $806 | $694 | $614 | $7,657 |
| TRD Sport Double Cab LB RWD | $42,410 | $2,545 | $40,714 | $806 | $694 | $614 | $7,657 |
| 4WD SR5 Double Cab 6' Bed AT | $42,900 | $2,574 | $41,184 | $815 | $702 | $622 | $7,746 |
| SR5 Double Cab LB 4WD | $42,900 | $2,574 | $41,184 | $815 | $702 | $622 | $7,746 |
| 4WD TRD Off Road Double Cab 5' Bed MT | $44,310 | $2,659 | $42,538 | $842 | $725 | $642 | $8,000 |
| 4WD TRD Sport Double Cab 5' Bed MT | $44,310 | $2,659 | $42,538 | $842 | $725 | $642 | $8,000 |
| Double Cab TRD Off-Road 4WD | $44,310 | $2,659 | $42,538 | $842 | $725 | $642 | $8,000 |
| 4WD TRD Sport Double Cab 5' Bed AT | $45,110 | $2,707 | $43,306 | $858 | $738 | $654 | $8,145 |
| 4WD TRD Off Road Double Cab 5' Bed AT | $45,410 | $2,725 | $43,594 | $863 | $743 | $658 | $8,199 |
| 4WD TRD Sport Double Cab 6' Bed AT | $45,610 | $2,737 | $43,786 | $867 | $747 | $661 | $8,235 |
| TRD Sport Double Cab LB 4WD | $45,610 | $2,737 | $43,786 | $867 | $747 | $661 | $8,235 |
| 4WD TRD Off Road Double Cab 6' Bed AT | $45,910 | $2,755 | $44,074 | $873 | $751 | $665 | $8,289 |
| TRD Off-Road Double Cab LB 4WD | $45,910 | $2,755 | $44,074 | $873 | $751 | $665 | $8,289 |
| 4WD TRD Sport Hybrid Double Cab 5' Bed AT | $48,830 | $2,930 | $46,877 | $928 | $799 | $707 | $8,816 |
| Hybrid TRD Sport HV Double Cab 4WD | $48,830 | $2,930 | $46,877 | $928 | $799 | $707 | $8,816 |
| I Force Max Double Cab TRD Sport | $48,830 | $2,930 | $46,877 | $928 | $799 | $707 | $8,816 |
| 4WD TRD Off Road Hybrid Double Cab 5' Bed AT | $49,130 | $2,948 | $47,165 | $934 | $804 | $712 | $8,870 |
| Hybrid TRD Off-Road HV Double Cab 4WD | $49,130 | $2,948 | $47,165 | $934 | $804 | $712 | $8,870 |
| I Force Max Double Cab TRD Off-Road | $49,130 | $2,948 | $47,165 | $934 | $804 | $712 | $8,870 |
| 4WD Limited Double Cab 5' Bed AT | $55,065 | $3,304 | $52,862 | $1,047 | $901 | $798 | $9,942 |
| Double Cab Limited 4WD | $55,065 | $3,304 | $52,862 | $1,047 | $901 | $798 | $9,942 |
| 4WD Limited Hybrid Double Cab 5' Bed AT | $58,390 | $3,503 | $56,054 | $1,110 | $956 | $846 | $10,542 |
| Hybrid Limited HV Double Cab 4WD | $58,390 | $3,503 | $56,054 | $1,110 | $956 | $846 | $10,542 |
| I Force Max Double Cab Limited | $58,390 | $3,503 | $56,054 | $1,110 | $956 | $846 | $10,542 |
| 4WD Trailhunter Hybrid Double Cab 5' Bed AT | $65,245 | $3,915 | $62,635 | $1,240 | $1,068 | $945 | $11,780 |
| Hybrid Trailhunter HV Double Cab 4WD | $65,245 | $3,915 | $62,635 | $1,240 | $1,068 | $945 | $11,780 |
| I Force Max Double Cab Trailhunter | $65,245 | $3,915 | $62,635 | $1,240 | $1,068 | $945 | $11,780 |
| 4WD Trailhunter Hybrid Double Cab 6' Bed AT | $65,745 | $3,945 | $63,115 | $1,250 | $1,076 | $953 | $11,870 |
| Hybrid Trailhunter HV Double Cab LB 4WD | $65,745 | $3,945 | $63,115 | $1,250 | $1,076 | $953 | $11,870 |
| 4WD TRD Pro Hybrid Double Cab 5' Bed AT | $66,245 | $3,975 | $63,595 | $1,259 | $1,084 | $960 | $11,960 |
| Hybrid TRD Pro HV Double Cab 4WD | $66,245 | $3,975 | $63,595 | $1,259 | $1,084 | $960 | $11,960 |
| I Force Max Double Cab TRD Pro | $66,245 | $3,975 | $63,595 | $1,259 | $1,084 | $960 | $11,960 |
Dashed mark: destination fee of other trims that year.
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $647 | $77,600 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $701 | $84,100 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree